Keving Dowd is a professor of finance and economics at Durham University. His interests include financial economics, monetary economics, macroeconomics and political economy. More specifically, I am interested in central banking and financial regulation, free banking and private money, financial risk management, pensions/PensionMetrics, mortality and longevity risk, Brexit, equity release and the War on Cash. His work is heavily influenced by Austrian and Public Choice economics. An underlying theme of his work is the importance of institutional arrangements, respect for individual rights and the rule of law, and skepticism about policies that rely on the wisdom of policymakers or their ability to forecast the future. He contributes regularly to the The Eumaeus Project, a blog site that provides commentary on financial regulatory issues, banking, the life insurance industry and equity release.